70 Year Old Senior Wins Case Against Collection Agency
In December, 2011, a 70 year old Spanish speaking client came to La Raza Centro Legal seeking help due to a debt for over $2,000 that he could not pay because he only receives a small check from the Social Security Administration.
The debt collection agency was very aggressive, writing him multiple letters a month and seeking to place a lien on his bank account. We helped the client write a cease and desist letter to the collection agency explaining that his social security benefits are exempt from collection actions of any type, therefore his check could not be garnished. Finally, we received a letter from the collection agency stating its compliance with the applicable law and agreeing to cease all collection efforts and close the account.
